* Exceptions will NOT be considered for any Arc Elite, Conventional Investment, FNMA/FHLMC Second Home & Investment, and/or Jumbo loans. *
** The exception form is located below the exception restrictions, please review the restrictions and continue to the bottom of the page. **
Arc Access Non-QM Exception Restrictions
At this time, Arc Home will not consider exceptions submitted for Arc Access Non-QM transactions when any of the items noted below are present.
Conflict of Interest
Debt Service Coverage Ratio (DSCR)
Escrows (Impound Accounts)
First Time Home Buyer
Housing Payment History
2022 Arc Home LLC | All Rights Reserved | Nothing in this document shall constitute a commitment to lend or guaranty to lend at a specified rate or under any specific terms and conditions. Eligibility to participate in any and all commercial lending programs are subject to credit review, underwriting and subject property approval. Programs, rates, fees, terms and conditions are subject to change at any time and without notice.
Arc Home LLC conducts business as Arc Home Loans LLC in AR, FL, IL, MO, TX and WI and, as Arc Home LLC, a limited liability company of Maryland, in OR.
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