* Exceptions will NOT be considered for any Arc Prestige, Arc Elite, Conventional Investment, FNMA/FHLMC Second Home & Investment. *
** The exception form is located below the exception restrictions, please review the restrictions and continue to the bottom of the page. **
At this time, Arc Home will not consider exceptions submitted for transactions when any of the items noted below are present.
Debt Service Coverage Ratio (DSCR)
All Program Requirements
Note: All loans must adhere to Higher-Priced Mortgage Loans (HPML)/Regulation Z and Ability to Repay/Qualified Mortgage (ATR/QM) regulations.
2023 Arc Home LLC | All Rights Reserved | Nothing in this document shall constitute a commitment to lend or guaranty to lend at a specified rate or under any specific terms and conditions. Eligibility to participate in any and all commercial lending programs are subject to credit review, underwriting and subject property approval. Programs, rates, fees, terms and conditions are subject to change at any time and without notice.
Arc Home LLC conducts business as Arc Home Loans LLC in AR, FL, IL, MO, TX and WI and, as Arc Home LLC, a limited liability company of Maryland, in OR.
Fields marked with asterisk (*) are mandatory