Self-Employed Bank Statement Calculation

Upload 12 or 24 months of complete and consecutive bank statements (business or personal) from the same checking/draft account (all pages), AND a fully completed Business Narrative from the borrower. Note: Arc Home will use an expense factor based on the business narrative provided; the expense factor may be adjusted when the case file is submitted for production underwriting if the loan documentation indicates a different expense factor would be more appropriate.

Arc Business Narrative